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OWN YOUR INTELLIGENCE · BY DIGIHUB.LI

From an AI chat
to a digital team.

Less routine. More time for work that needs professional judgement.

Having an email drafted is a start. AI gets interesting when it knows the context, finds the right files and prepares the next step – without you explaining every move again.

In a fiduciary office that means: sort incoming requests, spot missing documents, draft replies. From approved instructions come contract or invoice drafts. People review and decide – instead of gathering everything from scratch each time.

Matter / requestConcept · not connected
GOOD MORNING, TEAM.

What do we move
today?

Assign the client email to the right matter and list what is missing.

Assignment and gaps

Matter recognised, missing documents listed – nothing sent outside yet.

↗
Allowed sources + templates + reviewSample data

A concept, not a connected system. Clickable sample view with sample data – no real client files, no hooked-up mailbox, no model.
Inspired by open approaches such as DeepSeek Harness ↗.

WHAT SHOULD AI DO?

Answer first.
Then execute.
Then keep track.

Four functional stages – not a historical taxonomy and not a product ranking. Whether a stage fits depends on the workflow, not on the tool name.

01 · Chat

Draft and summarise.

Answer questions, shorten text, explain the stand. The model stays with the answer. No send, no file in the matter, no posting.

02 · Agent

A file, a result – with approval.

From allowed documents comes a real draft: reply, contract, analysis. Reviewed Python or a CSV may prepare figures. The draft is not a sent document.

03 · Specialist agents

Split roles, share sources.

Intake, document preparation and completeness can be separate tasks – with the same originals and clear roles. Not three autonomous bots granting each other rights.

04 · Persistent bots

Open internal steps in view.

Remind what is still missing internally, within delegated authority. No unlimited autonomy, no silent action outbound.

Preparing is not executing. Legal decisions, binding letters, accounting postings, payments and outbound sends stay under human control.

A WORKFLOW TO DISCUSS

From the client email
to a reviewed draft.

No connected mailbox, no Xero, no live workflows. This is what a recurring case would look like – with human control where it binds.

  1. 01

    The client writes and attaches files. The email is data, not a new permission.

  2. 02

    The request is assigned to the right matter. Missing facts and documents become visible.

  3. 03

    From allowed templates and sources comes a reply draft – with citation and date, not from a random chat.

  4. 04

    A person checks the mandate, legal questions and conditions. Without that review nothing goes out.

  5. 05

    After approval: a contract draft and, where it fits, an invoice draft. Both stay drafts until someone accountable decides.

  6. 06

    Internal status and reminders for open steps. Reminding is not paying, posting or sending.

PEOPLE STAY IN CHARGE

What does not happen automatically.

Legal decisions, binding letters, postings, payments and outbound sends stay under human control. Sensitive originals are not passed to a frontier model just because the interface is open in the office.

FIGURES · CSV · XERO

Review and propose, do not post.

A CSV or reviewed Python can prepare figures. A suggestion for Xero stays a suggestion. API credentials live on the server, never in prompts. Xero remains a cloud service – even if the language model runs locally.

SHARED KNOWLEDGE · PERMISSIONS

Not every chat
is firm knowledge.

Up-to-date originals, rules, templates and matter files. Least privilege per person and agent, separated matters, sources in the draft. What sits in a personal thread is not an authoritative record.

Central originals

Sources are versioned – not copied into ten chats. Anyone who asks sees the stand with date and origin. Drafts show what they came from.

Daily ingestion – a proposal, not the current state

Taking new files into the corpus every day: that is how we would implement it. It is not an already connected service and not a claim that your archive is hooked up today.

Permissions before the model

First filter who may see which file. Only the allowed slice reaches a model. Otherwise search bypasses your matter separation. An incoming email does not change that.

Deletion, revocation, versioning

If a document is withdrawn, that has to land in the index, in caches and in later answers – not only in the original store. Permissions and deletion apply to person and agent.

Separated matters

Clients, entities and mandates stay separated. A prompt must not surface someone else’s matter just because people share an office.

Least privilege

Each person and each agent only as much as the workflow needs. Extra rights do not appear because a task would be “practical”.

WHERE IS IT PROCESSED?

Hosting locally is not
a secrecy guarantee.

A chat window on your PC does not mean the model runs there. Embeddings, OCR, logs, backups and connected tools can sit somewhere else. Professional secrecy needs a review of product, contract, data path, access and the law of the profession and country (DE, AT, CH, LI).

Own PC

Local to look at, not automatically local to compute.

The interface can live on the laptop. The model, the index or a plugin can still call a cloud API.

Office server

On site, under your control.

Useful when files should not leave the network. Hardware, maintenance and access come with it – not just the install. Technical setup with Ollama: Local AI on your own hardware.

Hosted infrastructure

A server you rent – not the same as a frontier model.

A small CPU server, for example at DigitalOcean, can host the interface and integrations. It is not an inference workstation for 35B or 120B models. No price or performance claim for a specific tariff.

External model API

Billing and data path at the provider.

Google, Microsoft, Anthropic direct or a reseller: that is cloud processing. Not a blanket yes or no for professional secrecy – check product, contract, region and subprocessors.

Only what you keep local stays local. Local inference alone does not create data protection or professional secrecy. Switzerland on its own is not enough. Orientation: AI and professional secrecy.

WORKED EXAMPLE

Capacity, not cash.

Assumed figures so the order of magnitude is visible – not a measured benchmark, not a market hourly rate, not a client result.

Before30 min.

per recurring case, without shared templates and without pre-sorted documents.

With review10 min.

the same case, including human review. The 20 minutes freed are working time, not automatic profit.

60 cases / month20 hrs

calculated capacity in the month. Assumed internal full cost: CHF 100 per hour.

CHF 2,000 / month gross capacity value under these assumptions.

Worked example with assumed figures – not a measured benchmark and not a market hourly rate. Cost of setup, software, inference and support sits against the benefit. Time is not automatic cash saving or profit.

TOOLS BY WORKFLOW

Choose what fits.
No ranking.

Which interface fits depends on the task – not on a general league table. We leave unverified capabilities and model names out.

Team chat

Open WebUI

Open WebUI can attach knowledge and tools. Whether that is enough for your mandates we check against your workflow – no pre-installed firm knowledge.

Development

Cursor is not guaranteed local-only

Cursor is a developer workspace. Your own API keys do not mean requests stay on your machine: Cursor’s documentation says those requests are still routed through Cursor’s infrastructure so the prompt can be built there. Cursor: Bring your own API key.

Alternative

dsh – evaluate first

dsh may be an alternative. Whether it fits hosting, permissions and your profession is an evaluation, not a chosen tool.

Later

NemoClaw as a possible layer

NemoClaw might later be a security layer around agents. That is not a legal guarantee and not a substitute for Security Harness.

Professional secrecy depends on product, contracts, data path, region, subprocessors and the rules of the profession and country (DE, AT, CH, LI). Switzerland on its own is not a guarantee. Google, Microsoft or Anthropic direct are not a blanket yes or no. Orientation: AI and professional secrecy. Delivery in THE LAB.

INSIGHTS, NOT BUZZWORDS

Many interfaces.
Which one fits you?

From a simple chat to a team of people and agents. See the differences – and talk with us about what you actually need.

The products shown belong to their providers. Product examples are not promised integrations and not a ranking. For your own interface we review open-source base, licences, hosting and data paths together. Closed products keep their own brand and terms.

WHAT TIES IT TOGETHER

Your way of working.
With fitting technique.

The interface is the way in. It becomes valuable through your knowledge, sensible permissions and flows that work day to day. That is what we build with you in the pilot.

And what does use cost? ↓
WHAT DOES YOUR AI REALLY COST?

You know your tokens?
Then we mix.

Not every task needs the most expensive model. Play with the mix – and see what it means for your budget.

Your model mix

By token volume · together 100 %
%
%
%

Example assignment. Which models solve your tasks well enough we check in the pilot.

See models, prices and method

USD per 1 million tokens · list prices checked on 9 October 2026. Not a live price feed.

ModelInputOutputMix at 3 : 1

Weighted price per model = (input price × input share) + (output price × output share). The team mix weights those prices by your percentages. Monthly cost = million tokens × blended price; optionally × 1.055 for the platform fee.

Batch means delayed processing and is not the same as a live chat. Caching, tool calls, special rates and possible surcharges for very long contexts are not included.

Sources: OpenRouter model prices · Platform fees

THE PILOT

Do not start with twenty bots.
Start with two workflows that actually help.

We measure time, the effort of human review, and quality. Expand only if it helps – not because more agents sound impressive.

01 / TWO WORKFLOWS

What really repeats.

Together we pick two recurring cases. Rights, sources and what a person must approve are set before anything runs.

02 / MEASURE

Time, review, quality.

How long does the case take before and after – including review? Where do errors appear? What must the model still not touch?

03 / EXPAND ONLY THEN

If the benefit holds.

Only when time, review and quality hold do we add the next workflow. Twenty bots without that are more risk than help.

BEFORE YOU START

The questions behind the stack.

Is the interface shown a connected system?

No. The view above is a clickable concept with sample data. It is not a hooked-up knowledge system, mailbox or Xero – and it does not show real client files.

Do you set up the workflow with mailbox or Xero?

No. The path described is an example to discuss. We do not connect a mailbox or Xero, and we do not create live workflows just because the page describes them.

Does an incoming email grant new permissions?

No. An incoming email is data, not a new permission. Rights stay with person, agent and matter – least privilege, separated matters.

Is the capacity example a measured result?

No. It is a worked example with assumed figures – not a measured benchmark and not a market hourly rate. 30 minutes before, 10 minutes with review, 60 cases, internal full cost CHF 100 yield CHF 2,000 gross capacity. Setup, software, inference and support sit against that. Time is not automatic cash saving or profit.

Does your own interface mean the models run locally?

No. Only what you keep local stays local. Embeddings, OCR, logs, backups and connected tools can sit elsewhere. Interface and inference are two separate decisions. If you want language models with Ollama on your own hardware: Local AI with Ollama.

Does Cursor run fully locally if we enter our own API key?

No. Cursor is a developer workspace. Cursor says requests with your own API key are still routed through its servers so the prompt can be assembled there. Source: cursor.com/docs/settings/api-keys.

Is daily document ingestion already connected?

No. Daily intake into a central, versioned corpus is an implementation proposal for the pilot – not a currently connected service.

Is a location in Switzerland enough for professional secrecy?

No. You need a review of product, contracts, data path, region, subprocessors and the rules of the profession and country (DE, AT, CH, LI). Switzerland alone is not a guarantee. Google, Microsoft or Anthropic direct are not a blanket yes or no. Orientation: AI and professional secrecy.

What does the pilot cost?

Scope and fee are agreed after the intro call. Setup, operations and model use are accounted for transparently. There is no public price list for hardware or hosting tariffs on this page.

OTHER WAYS IN

Related, but not the same.

These pages stay separate offers. Own Your Intelligence does not replace them.

YOUR NEXT STEP

Which recurring work should your team not have to start from scratch every time?

Two workflows are enough to start. We review them together – without quietly connecting a mailbox, Xero or a knowledge system.

Review a first workflow together
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